Unlike the installment and payday loans, a Line of Credit or Revolving Credit Plan does not have a set maturity date and is an open ended credit product. You pay interest on a per diem basis based on the amount of time from when you receive a cash advance until you repay the principal. There may be additional fees associated with a Line of Credit involving cash advance fees, billing cycle fees or late fees. You will receive regular billing statements typically every month or every other week reflecting the amounts you owe. If you have a Line of Credit with a Credit Limit, you can take cash advances up to the credit limit, but not exceeding your credit limit.

Loan Application Requirements
You must meet the following requirements to become eligible
to receive loan funding or Credit Services from All credit Lenders,
although additional requirements may be needed.

Have an active checking account
Have been employed for at least one month
Must be a US citizen or permanent resident
Must be at least 18 years of age to apply at our locations
Must be 26 years of age for a loan online

Loan Funding Schedule

Today is: Monday, February 10

Generally, loan approved before 9;00 PM CT
will be funded on : Tuesday, February 11

Installment loans are loans where you receive the loan amount and the repayment of your loan is made over a period of installment payments. The terms or length of the repayments of an installment loan can vary by state or by lender. The typical term for an installment loan can vary from 120 days to 2 years. The installment payments are typically due bi-weekly or monthly. The payments may be interest only or may include both principal and interest. If the loan payments are interest only than you will have to make a large balloon payment at the end of the loan as the final installment of the loan. If the payments include both principal and interest and is fully amortized, then if you make your payments timely, you will not have a balance at the end of your loan. It is important to know which type of loan you receive. One benefit to installment loans is that it gives the borrower additional time to repay the loan and has a longer term than a traditional payday loan.

Loan Application Requirements
You must meet the following requirements to become eligible
to receive loan funding or Credit Services from All credit Lenders,
although additional requirements may be needed.

Have an active checking account
Have been employed for at least one month
Must be a US citizen or permanent resident
Must be at least 18 years of age to apply at our locations
Must be 26 years of age for a loan online

Loan Funding Schedule

Today is: Monday, February 10

Generally, loan approved before 9;00 PM
CT will be funded on : Tuesday, February 11

This loan is similar to an installment loan. The payday installment loan is repaid over 120 to 180 days. Refinancing options may be limited depending on the state.

Loan Application Requirements
You must meet the following requirements to become eligible
to receive loan funding or Credit Services from All credit Lenders,
although additional requirements may be needed.

Have an active checking account
Have been employed for at least one month
Must be a US citizen or permanent resident
Must be at least 18 years of age to apply at our locations
Must be 26 years of age for a loan online

Loan Funding Schedule

Today is:Monday, February 10

Generally, loan approved before 9;00 PM
CT will be funded on : Tuesday, February 11

This is a short term loan typically due in less than 30 days. The borrower receives money and agrees to repay the amount borrowed plus interest and/or fees on the due date which may be your next payday. If the borrower does not repay the loan on the due date, then the lender may offer refinancing extending the term of the loan for another 14 or 30 days depending on the lender and the state. The borrower may incur additional finance charges. Some Lenders may request that the borrower provide a personal check as security for the repayment of the loan and in the event that the borrower does not repay the loan on the due date, the Lender will cash the check to repay the loan.

Loan Application Requirements
You must meet the following requirements to become eligible
to receive loan funding or Credit Services from All credit Lenders,
although additional requirements may be needed.

Have an active checking account
Have been employed for at least one month
Must be a US citizen or permanent resident
Must be at least 18 years of age to apply at our locations
Must be 26 years of age for a loan online

Loan Funding Schedule

Today is: Monday, February 10

Generally, loan approved before 9;00 PM
CT will be funded on : Tuesday, February 11